Colorado paycheck Calculator
Colorado taxes wages at a flat rate and may add Denver OPT and the FAMLI premium on your paycheck.
Gross (per period)
$2,308
Net (per period)
$1,854
Effective tax rate
19.2%
| Item | Per period | Annual |
|---|---|---|
| Gross pay | $2,308 | $60,000 |
| Federal income tax | $193 | $5,021 |
| Social Security | $143 | $3,720 |
| Medicare | $33 | $870 |
| CO state income tax | $74 | $1,932 |
| Colorado FAMLI (employee premium) | $10 | $264 |
| Net pay | $1,854 | $48,194 |
Deductions breakdown (per period)
- Federal income tax
- Social Security
- Medicare
- CO state income tax
- Colorado FAMLI (employee premium)
Example: $60,000 salary, single, biweekly
Gross $2,308 per paycheck → estimated net $1,854 ($48,194 per year). Effective tax rate 19.2%.
How Colorado taxes your paycheck
Federal withholding uses IRS Pub. 15-T percentage-method tables for 2026. FICA includes Social Security (6.2% up to $184,500) and Medicare (1.45%, plus Additional Medicare on high earners). See our federal tax explainer for details.
Colorado taxes taxable income at a flat 4.40% after the state standard deduction ($16,100 single / $32,200 married for 2026).
Denver employee occupational privilege tax
Denver employee OPT is $5.75 per month when monthly earnings exceed $500.
Colorado FAMLI (employee premium): 0.44% employee share on wages up to $184,500 (post-tax).
Take-home pay examples
| Annual salary | Net (annual) | Net (biweekly) |
|---|---|---|
| $40,000 | $33,092 | $1,273 |
| $60,000 | $48,194 | $1,854 |
| $80,000 | $61,946 | $2,383 |
| $100,000 | $75,048 | $2,886 |
| $150,000 | $107,239 | $4,125 |
$60,000 take-home vs neighboring states
- Wyoming: $50,390 net (single, annual estimate)
- Nebraska: $48,364 net (single, annual estimate)
- Kansas: $47,331 net (single, annual estimate)
- Oklahoma: $48,191 net (single, annual estimate)
- New Mexico: $48,736 net (single, annual estimate)
- Utah: $47,690 net (single, annual estimate)
- Arizona: $49,099 net (single, annual estimate)
FAQs
- Does Colorado have state income tax on wages?
- Yes. Colorado withholds state income tax using a flat 4.40% rate on taxable wages after the state standard deduction where applicable.
- What is taken out of a CO paycheck besides federal tax?
- Social Security (6.2% up to the wage base), Medicare (1.45%, plus Additional Medicare on high earners), and CO state income tax, then any local or program deductions.
- What is the Colorado FAMLI deduction?
- The 2026 employee FAMLI premium is 0.44% of wages up to the Social Security wage base ($184,500). It is a post-tax payroll deduction and does not reduce Colorado taxable income.
- What is Denver occupational privilege tax?
- Denver charges employees $5.75 per month when you earn at least $500 in a month for work performed in Denver. Aurora repealed its employee OPT effective January 1, 2025.
- How accurate is this Colorado paycheck calculator?
- This tool uses published 2026 rates and IRS Pub. 15-T percentage-method federal withholding. Actual withholding can differ based on your W-4, bonuses, local residency, and employer policies. It is an estimate, not tax advice.